Gardnr
Senior Member

I just harvested the remaining kale. We've had freezing 2 mornings in a row so that's about all it can take. Looks like about 4 cups after steaming...

As my Mom said about WW2 in Rotterdam: "It's your home. It's what you know and what/who you love. You stay. You rebuild. You don't leave." I...

Little Fires Everywhere by Celeste Ng Good fiction read!

LOL.....enjoy some friendly conversation. I've been w/hubby since we were 16 so I have nothing to offer.

I think needing to find $10 and wanting to find $10 are different. 20 years ago we needed to find every available penny. Now, we don't. Could...

Yup! This is why the exercises in YMOYL are so valuable. Learning about how we value our expenditures and making these mindful choices:)

Well said Stevie. Married 38y. Same town for 39y. No children. Both college graduates working in our fields. DH with same employer since 1993...

This caught my eye because....doing the exercises in YMOYL, I discovered I was spending $1100/year on books, being a voracious reader. Mind you,...

I don't either. And, we don't pay mega $$ for travel.

Capital One is our only CC. We use it for everything. like Stevie, if needed serious travel insurance, I'd buy a policy specific to a bundled trip.

FUN!!!!!!!!!!!! I think my invitation got lost in the mail:~)

True. My preferred nice vodka bottle is 2.5 cocktails out. don't care anymore:~)

I don't think twice about a cocktail when I'm out. worth every penny of enjoyment. however, my retirement is fully funded and I'm still working. I...

We've had a Traeger junior for years. DH smokes chicken, pork butt, salmon, beef...whatever. Some get a rub, some get a brine. He makes an amazing...

Easy peasy. We froze ours when Equifax breached. I don't understand why anyone wouldn't use that protection. It can be unfrozen in minutes if...

Janet Luhr: The Simple Living Guide...........it's a wonderful book of examples. I reread it every year for 10-12 years. it's ragged looking. ...

We've always been neutral. i call it builder beige.:~) Then years ago, (10?) hubby was forced off for a week as he had hit the ceiling for...

God help us all!

When I started in the OR, I worked with this wonderful gentle male surgeon. At his retirement celebration hosted by the hospital (the good old...

My first college semester was $189 in 1979. My last was $952 in 1992 (I slowly worked toward a BS while I started with a vo-tech skill that paid for...

A blessing indeed. 13y prior, Dad died of his CA in 4 months. In his words "I'm going to drown aren't i". Yes Dad, it's going to feel like that. ...

Do you have available grass clippings? If yes, start piling them on as mulch. 2-3 inches thick. Leave 1-2 inches around bases of plants and that's...

There is no discount here for gas if paid by cash. Other than immediate consumables (food, gas, utilities, you know-the usual daily living stuff) I...

My youngest sister and I took Mom home from the hospital when she got her terminal CA diagnosis. We each worked part time alternately and took care...

WONDERFUL news!

Well, living on 35% of our income will not get us anywhere near the 3rd deviation of 5 mil. But our financial planner says I can retire at 60 and...

Well Bae, you have been living like a pauper:~)

I well know all those fees. They won't go away if I use cash. So yes, I will take advantage of all rewards available as well as all the purchase...

These temptations you list? We don't suffer from those. We live on 35% of our income. Learning mindfulness in the money journey ala YMOYL is key...

ANYTHING to get rid of that man!

I do not understand this sentence? And for me, what's the different cost if I pay cash or use my CC? i have no additional cost with it as I pay...

True. Harassment is a perception not an intent. I stand corrected.

I don't think a simple compliment is harassment.

Any wintering over low growth that feeds the soil. Article here:...

IL, I'm not understanding. Please clarify? I want to learn from you.

I do all my cleanup in the spring. I'll harvest the garden until it's all frozen off outside. That said I've been consdering green manure this...

The Alice Network. 1/3 the way in. Great read!

We could but we prefer to use it for travel.

We get far more rewards from our Capital One card than the $19 fee. Rewards program gets us free plane tickets, free hotels when we travel. We can...

If you're primarily wanting to stream shows or use Netflix don't get cable TV. Use your internet provider hooked up to your TV. Hubby has a cable...

There wasn't a no fee decades ago. I'm not willing to cancel our longest standing credit report to save $19/yr. This is longer than either of our...

I wouldn't go store card. Go Capital One. yes, you'll get a high interest rate. Use it for things you buy anyway that are inside your budget: the...

Mom always had a gap plan. She was on SS only and she knew exactly what her healthcare would cost-just her premium. And all expenses were paid by...

Mindful decision-making with each purchase.

Well, I drank and smoked dope in high school. I never injured anyone under the influence. I didn't commit a felony of any sort. Forgiven for...

My SIL did that for her sons (my brother died when they were teens). However, her oldest son's home is his and SILs. She refuses to put her DIL on...

A wonderful gift you've given your children....and you raised them with the wisdom to use it well. This is very different from EOC. Lucky kids to...

I'm with you. I worked full time while going through nursing school (the faculty said no one can have a job and pass). A study group friend said "I...

You love what's outside of Vegas. You're not describing a beautiful city......I'm in the "Vegas is ugly" camp. The old strip looks dangerous and...

That's my in-laws. They could have had a comfortable retirement. Instead they are both still working in their late 70s:(

I'm with you. I want emergency services, fire services, police services, the roads, the parks.....I can't imagine there are many people in this...

So you choose to pay more in rent than you would buying a home in your chosen city? Hmmmmmm..... 166k mortgage is $785. You could save $150/m...

Well, because you don't have relationships and always want to be ready to run with what fits in your vehicle, you wouldn't understand what it is to...

Well, here is the published version of where to retire. https://self-made.io/best-places-retire-america/5159/

Thanks for sharing everyone! We're doing VERY well considering that our $1200/m covers 2 homes all-in. Rosa, I didn't include the majors...

Boise ID was recently named the fastest growing city in the USA. Median home price: $300k. $200k is what the median income family can afford. How...

Hubby's sister to a tea. Parents money gone, house fully mortgaged (they bought it 39y ago) and they still work at 75 and 77yo. She moved away as...

Equal parts water/vinegar and 3Tbsp baking soda. I use a quart spray bottle. I use it up about once/month. It's the only cleaner in our home. ...

ZG, know that it is normal for us to have 1 irregular night of sleep per week on average. I suspect all that exercise close to bedtime did not...

We have a Shark. It's fantastic! And much cheaper than the crappy ORECK that was raved about years ago. It's a lightweight upright. Cannister...