Tell me how refinancing would help. I am curious.
Which gravy train of mine are you talking about? My amazing $49k a year job or serving the public for ten years in a job I have no desire to do in order to get a portion of my loans forgiven?
Income-based repayment is available to all those who have public student loan debt. The delays are also available to them.
You could pay more taxes. You could send the struggling Zoe Girl some cash too. Why don't you? Maybe you should pay the Canadians some extra taxes for giving you such a great education.
And of course I don't want to pay more than $300 a month.
I did not pay my ladyfriend's travel expenses. She makes significantly more money than me, has several retirement vehicles, and an excellent pension plan too. She has a house and car too. She is way ahead of me when it comes to career and money. She is quite a bit older than me though too.