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  1. My credit card does not charge foreign...

    My credit card does not charge foreign transaction fees.
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    Wow $35 is a lot for a cleaning. I pay $10 in...

    Wow $35 is a lot for a cleaning. I pay $10 in Merida. Fly in to Cancun on my Southwest credit card miles when the flights are cheap, only have to pay for the airport tax. I do have to take a 5 hour...
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    Biking down to river, observing various plants in...

    Biking down to river, observing various plants in all their stages, identified one new to me edible one, found another edible ripe for the picking, so park my bike, and ate my breakfast standing...
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    I was using various brands, but this one was a...

    I was using various brands, but this one was a particular one that seemed similar to other ones I had used in the past.
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    Anyone make your own toothpaste?

    So I just bought a ton of toothpaste, with peroxide, Floride and all that other bad stuff, a particular one I had never tried before. Have been having super dry mouth, coughing reflex, and blistered...
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    When I finally retired early, I got rid of almost...

    When I finally retired early, I got rid of almost all my work clothes. Just did not want to look at them any more!
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    Yes, I think we do have to evolve our dress as we...

    Yes, I think we do have to evolve our dress as we age. Gone are the days when they could save the same long black gown to wear over and over when going out ha ha! I have to figure out what is in...
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    Ladies: purging closet questions

    How low can you go in terms of # of items? What clothing items have you gotten rid of?
    I am doing a major purge. This has been a step by step process, over several months as I am losing weight; 30...
  9. Great comments Teacher Terry! RVs look cool but...

    Great comments Teacher Terry! RVs look cool but yeah everyone says they are super expensive to own and use. Right now, I am actually enjoying hosting lots of visitors from all over, who are driving...
  10. YMOYL as I recall, from reading decades ago, was...

    YMOYL as I recall, from reading decades ago, was all about deciding what you want out of life and then getting control of your own finances to enable that. A basic concept of "simple living", is to...
  11. Perfectly said, Catherine.

    Perfectly said, Catherine.
  12. blog post: stop wasting your money on fancy experiences

    Linked this via MMM's latest blog post. Food for thought. I have often wondered why people think it's ok for a family to spend gobs of money on travel when said family is not financially secure.
    ...
  13. A waste of money, floor and counter space. How...

    A waste of money, floor and counter space. How many times are you in the bathroom at same time , washing your hands after using the toilet?
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    Some cilantro, chopped purple onion, lime instead...

    Some cilantro, chopped purple onion, lime instead of lemon.
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    One thing I know is, we all try to do better than...

    One thing I know is, we all try to do better than the "average person" on expenditures on these kinds of budget charts. That is the only way to do it (including income as a component, of course), to...
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    Interesting about the dental implants.

    Interesting about the dental implants.
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    From what I can tell, the states with the lowest...

    From what I can tell, the states with the lowest costs of living are Missouri, Tennessee, Kentucky and Arkansas. But like I said, it is a matter of personal lifestyle. How much is it worth it to live...
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    I think personal choices on life style do and can...

    I think personal choices on life style do and can affect cost of living significantly. If you are OK with living without owning a vehicle and living in a location with good public transportation, and...
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    EPI Family Budget Calculator

    This is interesting and pretty shocking. Useful for investigating cost of living in various states/counties.

    https://www.epi.org/resources/budget/budget-factsheets/
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    Just research square foot gardening online. There...

    Just research square foot gardening online. There is a book that tells how to do it, and also facebook groups for that.
  21. Ok everyone; watched all 9 videos, will report on...

    Ok everyone; watched all 9 videos, will report on my take on them, and reply to some of your messages later. This weekend only they are making available all 9 episodes to watch, no need to sign up or...
  22. Actually No, Steve. These videos are not...

    Actually No, Steve. These videos are not promoting low carb/high fat or ketogenic diets at all. You would be able to tell that if you watched the videos. They are really worth watching. I don't know...
  23. So did anyone here actually watch the videos?

    So did anyone here actually watch the videos?
  24. Video #2 out! This is so excellent! Watch until 9...

    Video #2 out! This is so excellent! Watch until 9 tonight for free! https://go.ithriveseries.com/episode-2-live-qgrqqe0r
  25. There are 8 more episodes, one each week! They...

    There are 8 more episodes, one each week! They will explain it all!!!!
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