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oh, right! The 15-year mortgage, that’s right, that’s a good tool.

For many/most of the clients who talk to Ramit and Dave Ramsey they already own a house, so that’s where some of the pushback about ignoring credit comes from.

buying a house with cash is not all...

when your employee makes a massive media push to diss his employer, it’s not unreasonable to suspend him. I actually figured he just gets straight out fired.

With all the interviews coming out now, today I learned that the man who was the ghost writer for OJ‘s book was the same guy who gave key testimony AGAINST OJ at the trial. The guy said he heard a...

i’ve known a few Christian Scientists casually and they are pretty live and let live people. In my city neighborhood we had a son of Elsah who was active in our neighborhood for a while. We had a...

I can see you becoming a Christian scientist. You are a clean living non-hedonistic healthy person! . I don’t think I could become a Christian scientist. Even though I can’t drink at the moment...

Maybe the flooding explains the new flooring

They probably can’t get insurance, so that’s why it’s so cheap? I don’t know.

Hmmmm, do you see anything instructional in this story?

Somebody suggested it was so cheap because it sits on the river flats, and it will flood. I suppose that’s true, but both properties have been there for 100 years so far so even though they were...

https://www.realtor.com/realestateandhomes-detail/3-Mill-St_Elsah_IL_62028_M94578-42467?from=srp-list-card

unbelievable low price for 2 charming properties in the tiny quaint river town of Elsah,...

Both Dave Ramsey and Ramit Sethi scold their callers about worrying about a credit rating. In their worlds people do not buy things on credit. But isnt a credit rating used for things other than...

It’s a big deal, too, in my former neighbor-to-the-North, Minnesota.

On the subject of an irrevocable trust, I can’t imagine giving up control over my chief asset, which in Catherine’s case would...

Those are some spectacular scenic places, agreed. But I can’t see myself living in any of them. The big tall, cactus plants are very cool though.

Iowa law calls for sellers of real estate to disclose when human ashes have been spread on it. Of course, we did not do that with DH’s father’s property when his ashes were spread on his farm. Yeah,...

well, now you have baited me into talking about this non-issue.

You may consider yourself as carrying the banner for All That is Right and Good but to me, it just looks like you are perpetuating...

yes, there would be an additional charge to place ashes in a plot.

I did ask the funeral home guy if DH could get into the Catholic cemetery because I know there are rules that you have to be...

That may be true, but I do know the price for the plots owned by the funeral home are $500. I just don’t like their location as much as the ones in the Catholic cemetary on the hill.

oh I see. Yes you are a long ways away from Social Security. Well I and everyone here hope that your treatment and recovery goes as well can be expected. You can’t work 100 hour weeks when you’re...

we have talked about this attempt to shield money from the clawback provisions of Medicaid many times.

If you are serious about it, consult an estate and elder care attorney, one in your state of...

So weird! ALL my aunts worked on both sides of the family! Oh wait, no— one was married to an insurance executive, and so she hostessed and schmoozed for him.

Did your mom work outside the home, have a paid job? What about your aunts? What about the mothers of your friends?

While it may be selection bias in my brain, it seems to me that 90% of the women...

Happens all the time. Someone remains in the family house and it is the executor’s job to sell it and disburse proceeds thereby kicking out the occupier. Disharmony ensues.

Even worse is property...

The more I think about it, the more I think over the last couple days that I will not name a place for our remains. We are being cremated, so ashes consider around for a while until the people who...

I actually happen to agree with DJ Trump about abortion (leave it up to the states) but that doesn’t mean I’m going to vote for him even though abortion is very high on my list as an issue.

Where...

This is not a rave exactly it’s just funny:


This morning, DH got a call from someone in our old neighborhood asking about how to turn on the water for the community garden there. DH was once in...