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I used to have a housekeeper when I was working and raising kids. But the house would get dirty so fast and I was out the money. I decided to "pay myself" to clean and put that money into a tax...

Thanks - That was very helpful. I have trouble calculating though, since the IBond rates change every six months. I will keep an eye on interest rates, and if the gap becomes bigger in favor of the...

CD rates are now higher than I Bond rates. I'm thinking of cashing in my I Bonds for CDs.

I will lose three months interest, but it might be worth it for the higher CD rate.

Thoughts?

I signed up for Everydollar, but I can't get past all the pop up ads. I guess you get what you pay for. I may just go back to YNAB, but I appreciate the suggestion.

Thanks! I will look into it. Free is good.

Does anyone use a spending tracker and if so, which one? I used to use YNAB, then dropped my subscription. With inflation, I really need to start up again. I don't want to spend a lot and need...

With inflation rising, which is the better investment, I Bonds or TIPS?

If this refers to the Republicans, then I would like to say that they tend to be the party of "profits over people". I would not call them "citizen friendly"

I get the feeling that we are just beginning to see a permanent rise in gas prices. Peak oil production is coming soon or is already here. I remember back in the 70s when gas prices rose and everyone...

Ok, so I purchased my first two I Bonds on TreasuryDirect.gov. My question is, how do I know the site is genuine and not a fake. I know scammers can make websites look very real. My guess (and hope)...

Early Morning - No offense taken! I am a woman of a certain age, and after I posted this thread, that thought popped in my mind. Maybe she wanted to be sure I wasn't involved in a romance scam or...

I stopped at my bank today to cash out a low interest paying CD so I could purchase a high yield I Bond. The assistant manager asked me why I wanted to cash out, and even though it was none of her...

Right after news on "the pinch at the pump" and "the pain of inflation", there was a news clip on a country in Africa where there is severe drought and starvation. They showed people walking miles to...

Pro-choice here with nothing else to add.

Thank you all! You are a wealth of information and a wonderful support group!

Thank you all! You are a wealth of information and a wonderful support group!

I am not an economist but I think it's too simplistic to say whether a Democrat or Republican is better for the economy. Reagan's "trickle down" was an epic failure. And the stock market was booming...

I went to Treasury Direct.gov and still don't quite understand how I Bonds work. Can someone explain to me? It sounds like a good place to park some short term savings.

Now that the Feds have hiked interest rates, where is the best place for short term savings? I get 0% at my bank and have some CDs that earn .30 - .70%. I purchased my first short term treasury bond...

I've learned my lesson there. When I first joined Weight Watchers 30+ years ago, the common advice was to get rid of your larger size clothing once the weight came off to motivate you to keep it off....

I'm guessing Merrell changed the fit, too. I never considered deep toe boxes until I started having problems finding shoes that fit. A lot of orthopedic shoes advertise toe boxes that are deep as...

That's why I'm also excluding thrifting during my challenge. I find I buy things I don't want or that don't fit correctly because they are so cheap. Also, I'm trying to break the habit of always...

Good question. I've been retired for many years now, and while I don't dress up, I like good quality clothing. I have one chambray shirt, but it was embarrassingly expensive. I have a "fewer, better"...

Thanks! That's just what I'm looking for. As I stated earlier, I'm competitive and if others are doing it, that's the drive I need.

I successfully completed a no new clothing challenge about 15...

No, I'm afraid that would be like asking a recovering alcoholic to buy liquor for someone else. Too many temptations! But I appreciate the suggestion. :)