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Mortgage : $2,500. [$ZERO]
Utilities: $500. [$330 for elec, water and gas]
Gas for their Jeep Commander and Ford F-150 truck: $440. [SAV $500 per mo towards "next car fund"]
Street parking and...

I have collected thousands ( yes, thousands ) over the last 5 years or so doing this
I have a system that I use to keep track of what the offer is and what my requriemnts are and as soon as I get...

I have a "goto" rewards card through Pentagon Federal Credit Union "Platinum Rewards Card" that give points -
5 points for GAS per dollar spent -- ( I average 1500 points per month in gas points )...

By all appearances I am in good shape -- Almost debtfree ( $4k left on HELOC ) and both DW and I are employed fulltime with benefits and saving a good amount into 401k's , however.... I have a cloud...

Goals for 2012 :
1. Pay off HELOC which was used to buy 2011 Hyudai and 2011 Yaris
2. Beef up Home Maintenance -- Emergency fund by about $3k
3. Try to trickle cash into Safe (literal) and reach...

Additional 10% penalty tax if you are under age 59½.
If you receive a TSP distribution before you reach age
59½, in addition to the regular income tax, you may have
to pay an early withdrawal...

"phantom electricity usage"

Always felt skeptical about this as when I monitor my electric bill over the course of a year I see that when I am in non A/C and Heat use months my electricity usage...

44 yrs old married couple with 2 college age kids at home
-- Paid for house -- no debt ----

We have a retirement goal.

Kinda vague but the goal is to juggle saving as much as I can while...

Debt is a part of life ---- In the end we ALL pay the piper !

A necessary evil or just an evil ? I think it depends ....

Most folks on these boards, that use a credit card, probably agree that paying it off totally each month is the way to go. HOWEVER you...

Thankful for ..... My Fed. Tax Refund just hit the checking account and I immediately applied it to my HELOC which is the last bit of debt I have.... $8,140 to go on HELOC

Got mine done and will apply refund to Home Equity Line of Credit that was tapped to buy my 2011 car --- that will leave 9k on HELOC balance. Trying to pay it off by 2012 years end and then I will be...

I have been using alot of cinnamon lately so I just get the big 4.12 oz jar of McCormick ... I heard that it was good for joints and had started to stir into my coffee but found it did not mix very...

I put a higher value on somethings than others in my budget and suggest that what might seem "reasonable" to one person might be a punishment that degrades the quality of life one experiences greatly...

Buy safer cars for my kids and wife ( maybe 20k used volvo's)

Probably would not be enough to warrant continuing to work so i can draw pension in 13 years but definitely give the wife the option...

My "cheapness" is not something that I infuse into all aspects of my life and that is why I can care less what others think ..... I think of it as a "healthy" "cheapness" . I skrimp here and there...