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Catherine,
If anyone thinks you are quirky based upon your housing, etc., I would rather be quirky than plain vanilla! It is much more interesting. And you must get past the idea that people are...

Jane,
I love reading your posts because you are to the point and very
funny!
Linda (in SoCal)

Catherine,
I love your poem!
Polliwog

I am currently watching "The Vicar of Gimbley" - a British sitcom series on Netflix from the 90s. It is hilarious. Voted the 3rd best British sitcom of all time.

Linda

I agree with you IL - the Australian version is great. I loved the series.

Teacher Terry - I agree with you. I will have a nice emergency fund as well as extra $$ for travel, entertainment, etc. Thanks for your advice. And good for you being able to enjoy the fruits of...

+1

Linda

I watched all of "Grace and Frankie" on Netflix and it is a hoot. I really enjoyed some of the real life issues for older women, etc. I can't believe how wonderful Jane and Lily, ages 78 and 75,...

Oh, kib, I didn't take it that way at all. I value your insight and comments.

Linda :)

APN: Yes, I am thankful that I had some very good earning years as a paralegal. My inheritance is such a blessing and I thank my dear father for that. It has been a "game changer" for me.

Linda

lessisbest: By paying down my mortgage during the re-fi process, I will end up with a lower payment which will free up $$$ to help with expenses, which I may have erred on the high side. Also, I...

Thank you all for your considered responses. Bae, I love how you described paying down a mortgage as risk free, tax free, and yield the same as mortgage interest. It all makes sense to me now. To...

My mistake: my interest rate will be 4.125%. I just spoke to my son who is handling my refi. Since it hasn't closed, I can pay down the mortgage with 50 or 60k and my monthly payment will be based...

Wow, the consensus thus far is for me to pay down my mortgage. I will really have to consider that. Another option would be to make a few extra mortgage payments throughout the year?

Linda

Hi bae,
I am just ready to sign docs on a re-fi where I am wrapping a $13k Heloc into my loan. I didn't want to lay out the cash to pay off the Heloc. My monthly mortgage payment is hardly...

I am seeking advice from you intelligent people out there. I am 70 and retired. I own my home with a mortgage of approx. $135,000; my total monthly expenses I calculated at around $3,000; my...

How about Senator Bernie Sanders in the middle! A voice of reason. Seriously, I don't think anyone from either party will be able to buck Wall Street.

+1

I am 70 and I have lived alone for the past 20+ years. Until last year I was working so I didn't mind being alone. Then after retiring last year, I rescued a little female poodle named Pearl. She...

+1 to SteveinMN. I have a sizeable annuity and when the market took a dive, I didn't lose anything. That was my goal in getting an annuity. At my age I felt that I could not risk losing what I had...

I have just started to shop at Winco; I don't have a Costco card anymore because I didn't seem to use it much. Anyway, there are lots of good deals at Winco. I haven't been to Trader's much lately...

This thread makes me very tearful. I rescued a female poodle last July and we bonded instantly. She is just a love. Vet said she is 5 or 6 years old. I feel for all of you having lost your dog. ...

Thank you all for your insightful comments. I always know that I can get the best advice, etc from this group. I like Creaker's link to Dr Weil's list of foods that you do not have to buy organic...

Gardenarian, I am very happy for you. I love Ashland - been there once for a 3-day cooking class at this woman's home that I heard about on NPR. My friend and I also attended a play and one night...

Thank you Rachel. I have had good experiences in speaking to the IRS also.

Thank you beckyliz for the reminder. I will be taking the RMD this year, even though I could wait until 2016.

Linda