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That's a good idea! I'm sensing I should try to work with what I've got and *maybe* do the floors ourselves. That would save so much money! My husband keeps saying he needs a new hobby, so maybe this...

Ooh, linoleum/Marmoleum is a good idea! JaneV2.0, I know exactly what your realtor friend means by remuddled & I don't want that. Our house already feels remuddled to me (although friends love its...

Definitely not carpet. Probably tile, although our guesthouse has polished & stained concrete floor that is decently common around these parts & is super easy to care for & probably wouldn't ever...

I realize that it sounds blasphemous, but we are going to be doing a pretty major remodel/refresh of our 1927 house within the next year, and while I have loved the character of this house -- part of...

I have a friend who used to buy a year's worth of non-perishable household items every January, both to simplify her shopping needs and also in case of power outages, weather, etc. I thought it was a...

Given your circumstances, I would lean toward taking the money now in a lump sum. It gives you control. You could buy an annuity through Vanguard if you want to someday, but it doesn't sound like...

Nice, Stella!

This is great to read! Congratulations! I'd love to hear about your decision not to get a "real job" and instead stick with your self-employment & recommit to it. Why did you make that decision and...

I would not do a HELOC, because you're putting your entire home at risk for $8000. I think a loan against a 401K is fine, as long as your job is fairly secure. And maybe if you go that route, see if...

Costco, by the way - sorry!

Family of four, I go there weekly for fruit and meat. It's just eight minutes from my house; otherwise I probably wouldn't go. But we eat a ton of fruit and they have a good selection and large...

You're in a bummer situation, no question.

I'm not sure what your savings situation is like, but you may be in a very good position to turn your house into a rental and rent a nice place in the...

A second home is an energy drain and a financial drain. Just add what your utilities would be plus your property taxes and rent a fully-furnished nice place in the area you prefer. Or, do what many...

Do it, do it! Good for you!

It doesn't seem to me it will be a good investment to keep your one-bedroom unit if the monthly fees are that high and the rent you could collect would be $800. Those fees will rise over the years,...

For your refi, you may want to consider shortening the term.

No one's "giving" you half a million dollars.

I don't have ideas as to where physically you might want to consider, but I can tell you that I've rented homes through vrbo.com and homeaway.com for years and had good experiences.

I like that you're considering so many options. It's also great that you have abut 50% equity in your home and that it's your only debt. What could you rent it out for?

Also, don't feel there's a...

How do you post it for neighbors or a town only? That's a great idea! I am contemplating having a rummage sale, but this might actually work better.

I would LOVE to have my grandmothers' or great-grandmothers' tea cups. Personally, I'd use them, and then save to pass down. This from someone who has nothing from her ancestors.

I recently got an exercise bike (the kind you use for spinning), and put a lap desk on the handlebars with my laptop on top of that and watch streaming videos from Netflix, Amazon (prime) or the...

Ignoring the introvert issue, your daughter sounds like potentially a very good fit for a Montessori program. Including the introvert issue, I still say yes because Montessori schools spend a lot of...

EarthSky can you post a bit more about your situation so the advice you're given can be tailored better? Savings, amount of debt, severance, significant other income, etc.

Also, the equity more than appreciation is important, which the tenants build up for you. If you do finance it, try to swing a 15-year mortgage and it builds up very quickly and nicely.