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Type: Posts; User: Molly

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    Thanks for the link. The problem with testing...

    Thanks for the link. The problem with testing mattresses in stores is that lying on a bed for 15 minutes does not replicate 8 hours of sleep. It's a frustrating process. But I appreciate everyone's...
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    Need a new mattress

    I'm looking for a recommendation for a good mattress. Does anyone have any suggestions for the best value for the dollar? I have chronic back pain and am willing to spend for quality, but I don't...
  3. Thread: Family issues

    by Molly
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    I'm glad to hear I'm not alone. My mother always...

    I'm glad to hear I'm not alone. My mother always stressed how important it was to get along with family, no matter what. I put up with a lot from some family members on both my and my husband's side...
  4. Thread: Family issues

    by Molly
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    2,937

    Family issues

    I am having an issue with a family (by marriage) member and it occurred to me that families consist of a bunch of people with differing personalities thrown together and are expected to get along.
    ...
  5. We paid our taxes via direct debit, however, I...

    We paid our taxes via direct debit, however, I found I had to enter our checking account info again into the irs website. Now we wait...
  6. I paid with direct debit both years. I sure hope...

    I paid with direct debit both years. I sure hope I get direct deposit and don't have to wait for a paper check.
  7. I searched Turbo tax for an answer and got both...

    I searched Turbo tax for an answer and got both yes and no. One "tax expert" said if you paid by direct debit you would get a direct deposit stimulus check, the other one said you would not, but...
  8. Stimulus check question - what if you owed IRS $?

    We did not get a tax refund because we owed money. However, I paid the taxes through direct debit from my checking account.

    I've searched everywhere and I cannot find an answer to my question. If...
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    I was a cash/debit card person until last year...

    I was a cash/debit card person until last year when I got a 2% cash back credit card. Now I'm a true believer. I love the convenience, not having to break a $20 or carry a lot of change. I pay it off...
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    Major car repairs

    Major car repairs
  11. Thread: Boy, that Dow

    by Molly
    Replies
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    49,975

    Sure. They would love to see the number of people...

    Sure. They would love to see the number of people on Social Security and Medicare reduced. People who they consider a drain on the system.

    And Trump, his family and all the other oligarchs will...
  12. Thread: Boy, that Dow

    by Molly
    Replies
    227
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    49,975

    I read somewhere that the best investor is the...

    I read somewhere that the best investor is the lazy investor. One who does dollar cost averaging and only looks at his or her portfolio occasionally. One that does not panic but stays the course.
    ...
  13. Thread: Boy, that Dow

    by Molly
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    49,975

    The situation seems to be changing by the day....

    The situation seems to be changing by the day. Who knows as this point where the market is headed and how long it will take to recover. I donít wish to sound doom and gloom, but what with an unknown...
  14. Thread: Interest rates

    by Molly
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    Interest rates

    There go interest rates on CDs and savings accounts. Great for borrowers, terrible for savers.
  15. Thread: Boy, that Dow

    by Molly
    Replies
    227
    Views
    49,975

    There's some good discussion here! I had a few...

    There's some good discussion here! I had a few more thoughts since reading your comments. I agree that there are going to be some long term economic effects from the COVID-19 crisis. When the market...
  16. Thread: Boy, that Dow

    by Molly
    Replies
    227
    Views
    49,975

    It seems to me the media is whipping people up...

    It seems to me the media is whipping people up into a frenzy. We are in a health crisis right now, so yes it's going to affect the market, but it is temporary. It doesn't feel like the sub-prime...
  17. Thread: Boy, that Dow

    by Molly
    Replies
    227
    Views
    49,975

    There's a lot of panic selling now. The media is...

    There's a lot of panic selling now. The media is whipping people up into a frenzy. Photos of people with slumped shoulders and their faces in their hands. I've seen this so many times. The market...
  18. Thread: Boy, that Dow

    by Molly
    Replies
    227
    Views
    49,975

    I'm using the ostrich strategy as well.

    I'm using the ostrich strategy as well.
  19. Thread: Boy, that Dow

    by Molly
    Replies
    227
    Views
    49,975

    I've been in this game long enough to panic when...

    I've been in this game long enough to panic when the Dow Jones starts to skyrocket, rather than fall. I saw this in the Dot.com bust and in the sub-prime mess. About six months ago, with the rising...
  20. Thread: Boy, that Dow

    by Molly
    Replies
    227
    Views
    49,975

    I have an fixed index annuity, an IRA and a...

    I have an fixed index annuity, an IRA and a pension. I think of it as diversifying. If the market tanks, at least my pension and annuity payments remain the same.
  21. Thread: Boy, that Dow

    by Molly
    Replies
    227
    Views
    49,975

    I've lived through two bubbles, the dot.com bust...

    I've lived through two bubbles, the dot.com bust and the subprime mess. And this sure feels like those last two. It seems like sky's the limit with no end in sight. I have no solid proof to back it...
  22. Thread: Boy, that Dow

    by Molly
    Replies
    227
    Views
    49,975

    I'm feeling that too. Like SteveinMN, we moved...

    I'm feeling that too. Like SteveinMN, we moved some of our gains to more conservative investments as we are at an age where we cannot withstand a long recovery period.
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    It would take a little longer to earn $600 with...

    It would take a little longer to earn $600 with the compounding interest at the other bank, but I really starting to think the hassle of moving money around is not worth it. I'm trying to keep things...
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    I think there may be a credit union in this town....

    I think there may be a credit union in this town. How do they differ from a bank? I used to have money directly deposited into a credit union when I worked, but I only used that as a secondary...
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    The level of service and interest rates at this...

    The level of service and interest rates at this community bank are better than the giant banks. It's a little less convenient to get to, but I do most of my banking online anyway. And they allow 5...
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