Yes, they can be very pricey. But some you can enter for about $100K and then pay a few hundred a month for services. I think this would be doable for me. Or you can enter for zero and pay $3K to $4K...
Type: Posts; User: Oddball
Yes, they can be very pricey. But some you can enter for about $100K and then pay a few hundred a month for services. I think this would be doable for me. Or you can enter for zero and pay $3K to $4K...
Anyone here live in a 55+ community? I started looking into them last year, thinking of my elderly parents. They're still not interested, but I wanted to gather info just in case (see my recent...
Well, the half they kept is still a lot. They purged a few years ago to move to a much smaller home, then promptly filled the new place to their comfort level of clutter. But all in all it will be...
Thank you all for the thoughtful replies. The ones above echo my concerns -- how to weigh all these factors while living my own life vs. trying to remain available if and when needed.
On paper,...
Thanks, indeed these are the kinds of things I want to help with, if and when my parents want my help. But the time has not come yet. My larger question, I guess, is how much should I plan my own...
To those of you who have dealt with your parents' health and affairs during their final years, how ready were you and how much did you plan your own life around that period before it arrived? Did you...
Whatever you can do to make moving easier, I say do it. I just moved from one rental to another and cannot imagine the hassle and stress of buying on contingency and then hoping for all the...
Check out this retirement calc:
https://www.firecalc.com/
If you tab through the pages in the menu across the top, you can tailor all your numbers in great detail. You can choose zero portfolio...
Sorry about your situation. I'd go for the nicer but smaller place. Main challenge is storage. Without a garage, you'll have to store stuff offsite or get rid of it. I've lived happily in 350SF but...
Sorry to hear about this. I agree that pro care is called for. I'm not a doc and can't recommend anything, but if it were me and I were at home alone with no immediate better option, I would try...
Thanks for so many more great thoughts.
Renting could be possible someday, but at this point there are few homes built and all are occupied. Maybe in a couple of years, but by then who knows how...
Quick update. The place looks better after a couple of visits and more research. But there's a snag with getting a loan. Not so easy when you're not earning a steady W-2 income. Lenders don't care...
How about Denver? Major travel hub for flying to scattered family. I know CO fires were horrible this year, but normally air and water there are clean. Here's a brainstorm list of U.S. places. Not...
Good thread. I was just thinking about this last night and enjoyed reading this:
Forbes' Best Places to Retire Abroad
Based on cost, safety, health care, English, and ease of long-term...
It is indeed all ages with diverse residents, but I think technically it's not cohousing. It's a for-profit B-corp owned and directed by the builder. However, once there are enough homes and...
Materially stripped down, yes, but I've had tons of freedom with no housing upkeep -- just call the manager. The inner voice is definitely suggesting a change, though, and that's what I'm trying to...
Thanks for these. It's been five months since my job ended, and I'm already having thoughts I didn't know I would have! I spent the first month applying for new jobs before realizing I didn't have to...
Thanks for all your thoughts. You're right, there's more to the story.
The cottage is in a sustainable community that's still being built out. Some homes will have solar panels, and all will be...
There's a lot about housing here, but I'm posting in PF because it's also about overall retirement spending.
Has anyone who is FI and no longer working for money made significant lifestyle...
So I went for a bike ride this afternoon and got to thinking about Steve's post above re deductible resets.
If I switch to a high-deductible ACA plan for the last few months of the year and...
Some do, some don't. The religious ones do as long as they formed before 1998. The newer ones that are not religious do not qualify. For now, the ACA mandate is repealed (since the 2017 tax law), but...
So far I have been very low use, so I am looking to insure against catastrophic things I can't predict. I live a super clean lifestyle and have no issues with the health share networks'...
Unregulated bothers me too, but so does the fact that even an ACA plan can deny coverage per service with little recourse.
The work coverage I'm about to lose has a tiny $250 deductible and...
SteveinMN, many thanks for the Bogleheads links. Very helpful.
Iris Lilies, thanks for mentioning direct care physicians. That's another thing I'm looking into. And to clarify -- sorry if my OP...
Does anyone here belong to a health care sharing network, also known as a health care sharing ministry? They have been used for decades by religious groups, and now there are some secular ones (Zion...