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    Teacher Terry, M' head's a nest o' Robbie...

    Teacher Terry,

    M' head's a nest o' Robbie Burns quotes.

    For a' that,
    an' a' that,
    it's coming yet for a' that,
    that Man to Man,
    the world o'er,
    shall brothers be for a' that.
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    A few years ago my nicimos and I were in San...

    A few years ago my nicimos and I were in San Francisco on the occasion of the lunar new year. To be more precise, we were in a second storey window in the Bar Drake in the Sir Francis Drake Hotel,...
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    razz, Vitamin B12 is not an ingredient. I...

    razz,

    Vitamin B12 is not an ingredient. I believe there is egg albumin from free range chickens, though. It is a product of the UK.

    One unexpected effect was that 5 hours after eating 2...
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    Tonight I prepared 2 frozen fillets (of the 4 in...

    Tonight I prepared 2 frozen fillets (of the 4 in a box) for myself. Basically I combined some leftover stew (red kidney beans, tomato puree, onions, garlic, salsa, bay leaf) with leftover wild rice....
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    Quorn Mycoprotein "Meatless Fillets"

    At my market in the frozen foods I found 9.7oz boxes marked down to $1.99. So I bought a couple boxes.

    Do any of you good people cook with Quorn Meatless Fillets? If so, how do you like to...
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    I would ask about your "small western bank", How...

    I would ask about your "small western bank",
    How are they in terms of convenience for you, and demonstrated willingness to be of service?

    I have had bankers willing to open the branch for me...
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    For dipping pretzel sticks, honey mustard. The...

    For dipping pretzel sticks, honey mustard. The best honey mustard is that which is received as a gift from a son, or failing that, a gift from any admirer.

    For sandwiches, I like Gulden's Spicy...
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    Are they OK with Uber and Lyft? If so, perhaps...

    Are they OK with Uber and Lyft? If so, perhaps it would be viable to take Amtrak to Phoenix Sky Harbor (PHA), and then Uber/Lyft to a VRBO or maybe Extended Stay America at 2055 W Chandler Blvd.
    I...
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    I just got up from a dinner made in part in a...

    I just got up from a dinner made in part in a cast iron skillet. The cast iron skillet carmelized the chopped onions in coconut oil. Then I mixed in a paste of garlic, curry paste, turmeric,...
  10. Martin Luther King on the "creation of the beloved community"

    Love is creative and redemptive.

    Love builds up and unites; hate tears down and destroys.

    The aftermath of the 'fight with fire' method is bitterness and chaos;
    the aftermath of the love...
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    FDIC and NCUA deposit insurance is in effect...

    FDIC and NCUA deposit insurance is in effect within stated limits.

    If there is a "catch" I would say it is that the online bank which is "competitive" on deposit yields today may cease to be in...
  12. Thread: Hello

    by dado potato
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    Joining in the round of hearty welcomes, Welcome...

    Joining in the round of hearty welcomes, Welcome Hana!
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    The walkability score for an entire community is...

    The walkability score for an entire community is probably based on a great many assumptions.

    Each residential address has its own walkability score. I thought the best use for the "Walk Score"...
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    I hope everybody is off to a great start in 2020...

    I hope everybody is off to a great start in 2020 ("the Year of the Optometrist").

    Various police departments are warning about the risk of abbreviating the year as 1/7/20 rather than writing out...
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    Growing my own sprouts (fenugreek), adding to...

    Growing my own sprouts (fenugreek), adding to store-bought salad greens. (I like young fenugreek sprouts combined with spinach leaves and little bitty tomatoes.)
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    This is an interesting and many-faceted...

    This is an interesting and many-faceted discussion.


    I would chime in to agree with Gardnr that within families holiday plans are generally negotiable. Now, some tactics for negotiation may...
  17. The variety of state minimum wage laws for tipped...

    The variety of state minimum wage laws for tipped employees can be seen at http://www.dol.gov/agencies/whd/state/minimum-wage/tipped

    In 7 states the minimum wage is payable to tipped workers...
  18. I understand that in each states there is a...

    I understand that in each states there is a minimum wage, and if an employee receives a tip, a portion of the tip is a "tip credit" which reduces the cash wage the employer must pay.

    There is...
  19. 17 States Increasing Minimum Wage 1/1/2020

    Some state governments are increasing the minimum wage, as follow:
    $13.50 WA
    $13.00 CA
    $12.75 MA
    $12.00 AZ, CO, ME
    $11.00 CT, MD, NJ
    $10.00 AR, MN
    $9.65 MI
    $9.45 MO
    $9.30 SD
  20. Zero Fare Transit - coming to Kansas City MO

    The city council has mandated that the next city budget will reflect zero fares on all city bus routes within the city limits of Kansas City.

    The city will forego between $8 million and $9...
  21. What is the true rate of price increases? Chapwood Index

    The Consumer Price Index, as calculated by the U S Bureau of Labor Statistics over the years 2014 - 2018:
    2014 0.8%
    2015 0.7%
    2016 2.1%
    2017 2.1%
    2018 1.9%

    The prices of individual items...
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    Keep them coming! … May your days be merry and...

    Keep them coming! … May your days be merry and bright...
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    O Tannenbaum

    Wanna show off your Christmas tree?

    My dear wife cut out the snowflakes with scissors. I love them.

    3052
  24. In my case, after taking profits in munis, I...

    In my case, after taking profits in munis, I wanted to reduce duration. I accepted that the after tax yield would be lower. The parking place I selected was a floating-rate etf, FLOT. As I recall,...
  25. I have bought individual muni bonds through a...

    I have bought individual muni bonds through a broker. There are certain types I will not consider, and I try to avoid municipalities with a publicized history of corruption. Also there is a limit...
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