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Type: Posts; User: San Onofre Guy

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  1. Replies
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    Meant to say the three letter word that means...

    Meant to say the three letter word that means sick. Auto correct!
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    I will get it, but how long do you have to wait...

    I will get it, but how long do you have to wait after being I’ll? I currently have Covid first time after 30 months of the plague
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    I had the opportunity when my system moved from...

    I had the opportunity when my system moved from 2%@62 to 2.7%@55. I had enough in my 457 plan to do it but I didn’t. My reasoning was, I was a single parent at the time and based on my retirement...
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    Colleges that did away with the SAT dumbed down...

    Colleges that did away with the SAT dumbed down their student body. This seemed to start as state schools with this idea to make things equal to enroll. Those with test anxiety or the “bias” of the...
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    I grew up in Maine and am often asked why I don’t...

    I grew up in Maine and am often asked why I don’t have an accent. My mother was from Montreal and father from Massachusetts and they both went to college in the late 40’s and early 50’s.

    A high...
  6. For those doing the same calculations, if you...

    For those doing the same calculations, if you continue to earn FICA wages, it generally is beneficial to delay SS benefits due to the tax implications.

    but with any financial scheme, your mileage...
  7. Thread: Gout

    by San Onofre Guy
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    1,140

    Prednisone for two days brought 90% relief I am...

    Prednisone for two days brought 90% relief I am cutting down on red meat,I only drink 3-4 beers per month
  8. Thread: Gout

    by San Onofre Guy
    Replies
    6
    Views
    1,140

    Gout

    I woke Wednesday at 0400 to excruciating pain in my ankle. I thought maybe a stress fracture but I didn’t do anything. Rest, ice, compression. Thursday off to doctors with diagnosis of gout. 20mg...
  9. If you pull money from 401k or IRA prior to age...

    If you pull money from 401k or IRA prior to age 59 you have a 10% penalty besides taxes. That might not be the case with 457 funds.
  10. The key is to minimize taxes. Presently capital...

    The key is to minimize taxes. Presently capital gains have preferred tax treatment thus it would be best to sell securities in. Taxable account prior to taking distribution from tax deferred,...
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    We have a lot of inflation thanks to the stimulus...

    We have a lot of inflation thanks to the stimulus and I have yet to be thanked by anyone who got a stimulus check. I’m one of those hardworking people who earned a ot of money and even though I’m...
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    I didn’t like cruising in the past. I went to...

    I didn’t like cruising in the past. I went to the eastern Caribbean in 1992, a four day California cruise in 2017, a 14 day cruise to Hawaii in 2018, a five day Vancouver to Long Beach in 2019. We...
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    My understanding that the phrase “socialist...

    My understanding that the phrase “socialist snowplow” came from a response to government haters wanting the government to get off our backs and the response was something to the effect of “how do you...
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    I'm with the group. Great ideas but some twisted...

    I'm with the group. Great ideas but some twisted aspects.

    I listen to his daily show via podcast, I walk about 5-7 miles a day so this is easy to do. I find most of the stories and efforts that...
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    you are debt free now, remain so. Don’t take on...

    you are debt free now, remain so. Don’t take on the risk of a foreclosure. Once out of debt, stay out of debt
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    I actually know what an MGA is! I’m a retired...

    I actually know what an MGA is! I’m a retired risk manager. I still do some audit and trial monitoring work. I see that you are a cyber guy. The last cyber product I bought had an odd component. ...
  17. I do like road trips. Many round trip New Jersey...

    I do like road trips. Many round trip New Jersey to Maine when I was first out of school (I grew up in Maine), twice trips Maine to California one way, four round trips to Denver from California,...
  18. Similar to the topic of this thread, next week I...

    Similar to the topic of this thread, next week I drive from California to Colorado for son’s wedding. We tried to have him get married then have a party next year, but this type of event with masks...
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    I’m like Bae, I have about seven months of living...

    I’m like Bae, I have about seven months of living expenses in my checking account. The reason is that I make quarterly tax payments which I don’t consider to be monthly living expenses and I’d...
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    BIPOC =Black, Indigenous, Person of Color. This...

    BIPOC =Black, Indigenous, Person of Color. This acronym was on a Pacific Crest Trail FB thread. I had to look up the meaning as I wasn’t “woke”. I do think it is a bit redundant as the last I...
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    Based on 2018 we will get some money, but in 2019...

    Based on 2018 we will get some money, but in 2019 when I retired I got paid for excess sick and vacation time which was a lot. I filed taxes April 8 so who knows. We don’t need it. Always live...
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    I had a weeklong arbitration to monitor this week...

    I had a weeklong arbitration to monitor this week which didn’t happen. That isn’t a problem as I am retired and the trial monitoring and risk management consulting which I do is gravy and something...
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    I read today, I think in the Wall Street Journal...

    I read today, I think in the Wall Street Journal that we should do better than Europe due to private health care. Countries with socialized medicine lack enough ICU beds and ventilators. Many...
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    I am finally getting to be less of a freak about...

    I am finally getting to be less of a freak about net worth. I am retired with a great pension and a paid off condo. Next year when my wife pulls social security that will pay my health insurance. ...
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    I’m going to Anchorage next week to speak at a...

    I’m going to Anchorage next week to speak at a conference, plan for Mt Rushmore in April, a Viking cruise from Venice to Istanbul in April 2021. We will do other trips but those are planned at this...
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