I'm not Pinkytoe, but I think I can clarify. I think that would require a masters in social work. In a rural area, you could probably do it with a bachelors in social work.
A bachelors in social work or psychology can prepare someone for entry level clinical work as a supportive or paraprofessional counselor. They are not licensed to do psychotherapy.
A masters in counseling, social work, or psychology will allow someone to continue that work at a higher, but still not professional level. A masters in social work also prepares someone for administrative work, or work with communities, families, individuals, and agencies. A masters in counseling prepares someone to work with individuals and families.
Someone with a masters in social work or counseling can also accumulate hours toward licensure. Once licensed, they are considered professionals and can practice psychotherapy. They can bill insurance companies for their services and practice independently or in an agency. They are called Licensed Marriage and Family Therapists or Licensed Clinical Social Workers.
If you have a masters in psychology, you cannot practice professionally or independently. You must have a doctorate in psychology and get licensed for that. Doctoral programs in psychology will accept someone with a masters in psychology or an LCSW. Once you have a doctorate, you can either practice, or do research.
Of the three, only the masters in social work allows you to do all of the following: get licensed without a doctorate, do administrative work, and apply for admisison to a doctoral program in psychology.
If you are interested in research, psychology is the way to go. If you are interested in clinical work, counseling is the way to go. If you want options to do research, clinical work, or administrative work, go with social work.