Examples of fraud against checking accounts?
(The point is that if you do your basic research to prove your own assertion, you'll find the example of what I pointed out. I really don't have the time to do that research for you right now.)
Regardless: Here's an example... took less than five minutes to find. I'm sure you can find others if you are really truly interested:
http://miami.cbslocal.com/2014/07/16...dentity-thief/Robert Chavez says his identity theft nightmare began back in April ... his identity had been stolen ... Chavez says he doesn’t know how thieves got his identity but he says they even managed to get access to his savings account.