I considered getting a Paypal account last year, but was discouraged by all the fine print in the terms of service, which I did not understand well enough to accept. The only reason I looked at Paypal was that I wanted to do some more kiva.org loans, which use Paypal. Originally I paid with a CC (which I still have), but then Paypal stopped allowing Canadians to use CC as a 'guest' of Paypal. They now try to make you sign up with a Paypal account. So far, I'm reluctant to do that.
My question is: For those of you who use Paypal (as a buyer),
1. how much are the service fees?
2. are there hidden fees?
3.how much of your personal banking information do they want?
4. What do they do with that information?
5. Do you recommend Paypal?
I noticed that the SL forums also use Paypal, and there are some unanswered questions about CC's being accepted through them.