Investing Advice?

[iris lilies]

It lets me sleep at night. Part of being balanced and being able to ignore the sometimes wild swings of the market.
The 40% varies due to the value of other investments but that is ok.

someone mentioned taking 100 minus age to get the percentage. I don't think that is where we got the 40%, maybe I just did not want to say 50% was in cash?

I'm glad you said this.

My DH gets cranky when I want to just keep cash, and here we are, he thinking "we've got too much in cash" yet in his estimate, it's only about 15 - 20%. I personally haven't run the numbers. But I did pull out 2/3 of my own 501k-type investment and put it into cash in fall 2013. And yes, I missed some of the stock market run up, but I am ok with that. The high stock market numbers right now make me nervous.

After hearing this I think I'll look to see where else we can cash in some investments.

[Bartleby]

FWIW, some Vanguard bond funds, moderate risk, with SEC yields near or above 4%:

Long-term Investment Grade (VWETX) 3.72%
Emerging Markets Govt Bond Index (VGAVX) 5.08%(0.75% purchase fee)
High-Yield Corp (VWEAX) 5.07%
Long-Term CorporateBond Index (VLTCX) 4.1% (1% purchase charge)

Could consider ETF versions to avoid the purchase charges, if you have a Vang brokerage account.
B