For me the pits is getting a text from one's sister informing you that she's sending a K-1 tax form because your deceased father earned a boatload of dividends during the first part of 2015 (before she distributed the estate) that you now owe taxes on. So now, not only did I only get $100 back from the state to cover a $1,000 tax bill to the feds, but I have to do amended tax returns for both the state and feds and send them both money. woohoo...