it sounds like ignorance is bliss in this situation.

It is a crying shame how many of us feel guilty for our parents failure to plan or irrational choices. It's hard enough being a caregiver but to feel guilt on top of it is really tough.

we've been saying for months that we are going to sit down and go over the will, the insurance, determine if my mom and I could stay here if my dad died, where we would go if we could not, etc. But I cannot get them to sit down and do it. I could never be that sick and not have a plan in place if not for me, at least for my spouse. They have no MD appts Thurs so Thurs is D Day here.