Welcome, Txbeauty!

One thing I like about these forums is the search box located at the top right corner of the page. In there you can type whatever interests you, from aardvarks to zygotes, and see what has been said about the matter in previous discussions.

It has been a few years since I retired at 50. I take it that your goal is to do so, and you realize minimalist living will help you eliminate debt and save. I join with others who wish you well and support your goals. I perceive age 43 as "young"... an age when (for most people) "the best is yet to come".