I'm retiring soon and so I want to get a tighter hold on my spending habits. I'm already budgeting, but want to do more so figure it's time to start to track my spending again, a la YMOYL.
I'm curious how and if anyone even does that any more. If so, what are your mechanics? I remember years ago on here or the old site, people were starting to transition to using their credit cards for it and just tracking it based on their statements. I'd like to keep it a bit tighter than that so I can view what it was actually spent on as opposed to just an amount at a certain place.
So, do you track your spending? If so, what are your mechanics and thinking behind your strategy?
Thanks much, and have a great day.