Originally Posted by
ToomuchStuff
How did you use it while you were in Bucharest?
I ask because I wonder if your internet connection had some sort of monitoring/keystroke logging thing going on, and the fake paypal was them trying to get the part of the transaction that was secured. (they saw you used paypal, but when HTTPS happened, they lost their window)
I have had both my CC and DC information used. The first time my CC info was used, I found out a few months later when I tried to use my card and the company had canceled it, because my phone number had changed (they couldn't call me). That was around the time I changed to a cell phone.
The next time, was my DC, and I had ordered a piece of equipment for my friends restaurant (they are not computer literate, don't take plastic). A week later, my card was tested via a small transaction via Lyft or one of those Uber clone services, and then they tried a larger charge. Larger charge was caught, smaller charge I made the claim on and was reversed. This was around the same time a local restaurant was hit, and 400 cards from my credit union were compromised.
There are VERY few stores where I use plastic. No gas stations, grocery stores, or typically (one exception in my life so far) where I have used a card for ANYTHING that is used up/gone, before the bill/statement comes across the desk.
My last fraud charge, was junk insurance (electronic gadget insurance), from some company I had never heard from, on a card that hadn't been activated, and they had used the 3 digit code on the back of the card. The CC company and I had a discussion about that, as AFAIK, the only way that info would be out there, on a not yet activated card in my possession, is for a breach on their end.
One of my dealings, appear to have been a card processing company that was compromised. The other two I suspect employees.
To minimize my risks as I generally only use plastic for online stuff, I do NOT allow (when possible, there is one company that has yet to implement it), the company to "save my card information for future use", as I want to manually enter the info every time. This limits the possibility of them losing my info, due to their lacks (spelling?) security.