Related to the "how low can you go" thread, and the "she sold it all" thread:

Two questions:

Q1: In your financial planning, how long are you planning on living?

Q2: Are you planning on spending down your assets to zero, or leaving a substantial amount of your capital to a future generation, or some cause of interest to you?


A1: My grandparents and great-grandparents all lived into their mid-to-late 90s. I'm planning on a 99 year lifespan for myself just so I don't run out early. My wife's family tends to die in their late 80s/early 90s. Look for me on Tindr in about 3 decades :-)

A2: I'm planning on leaving the vast portion of our capital for the use of future generations, so I'm not adopting a spend-to-zero approach at this time.