Quote Originally Posted by bae View Post
For me, the value of the book was not in the charts or the process or the investment advice - it was the higher-level concepts.
Yes, here too. Although granted, I didnt read the book until I wss well into my 40's, but I knew the concepts. It was a well kmown book. When I was in hgh school I had an older lady friend who wrote down every expenditure,wrote it on a little pad of paper. That fascinated me because I liked the idea of tracking.

I never did track, thpigh. I took an approwch of "dont apend mney unless you absolutely have to" and that worked for me. I enjoyed the game of not spending it.