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Thread: Is SS to blame for so many men dying at 62av

  1. #11
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    My Dad's job made him so physically sick that he had to retire at age 54. He was a tool grinder in an auto plant before they wore any protective equipment so got emphysema so bad that he couldn't walk a block or tighten his wheel at work to grind tools anymore. He had no strength left at all. He worked right up until it was not physically possible anymore. He was able to get SSDI and collect his 30 year pension early because of his disability.

  2. #12
    Senior Member Simplemind's Avatar
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    Williamsmith + 1.
    We have had several conversations about when to draw SS. In our situation I can't see any scenario where it pays (no pun intended) to wait. Why spend my money when I can spend SS? I have no guarantee how long I will live so why leave money on the table? I retired early from a job that was getting more difficult year after year. Like many of our retirees it ended up being like a drink out of the fountain of youth. Once away from that environment a lot of stress went away. We now spend every morning engaged in some sort of physical exercise and are eating a lot better. I wish I would have gone sooner. My husband had planned on working until at least 65 and loved his work. He had a stroke at 57 and was never able to return.

  3. #13
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    Taking SS at a particular date should be part of a whole financial plan. For example, we saved enough to provide for ourselves without SS. Therefore, it is wise to take it now since the government will probably increase the taxes in the future. More value now.

    For those who have only SS as a retirement plan, it might be wise to hold off and maximize the benefit. It is a substantial increase for waiting and the taxes, when it is almost the only income, will be slight.

    And as many have pointed out, it is a gamble one way or the other.

  4. #14
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    Sounds like guns kill people, pencils cause spelling errors, and spoons cause weight gain.

  5. #15
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    I donít see how having money for retirement will kill anybody. By that logic, anybody with a 401(k), 403(b), or cash in coffee cans, is at the same risk of dying at retirement as anybody who draws SS. Itís all money.

    Taking care of health issues prior to retirement is good advice, regardless of age at which retirement monies are tapped, or their source.

    Fox News is a subsidiary of Fox Entertainment, and is owned by 21st Century Fox. Itís consistently rated as the least truthful of the media channels. In this case, the study is interesting, but Foxís take-home spin is disingenuous and deceptive. Carried to its logical extreme, abolishing SS would lead to immortality for men!

  6. #16
    Senior Member Williamsmith's Avatar
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    Quote Originally Posted by Suzanne View Post
    I don’t see how having money for retirement will kill anybody. By that logic, anybody with a 401(k), 403(b), or cash in coffee cans, is at the same risk of dying at retirement as anybody who draws SS. It’s all money.

    Taking care of health issues prior to retirement is good advice, regardless of age at which retirement monies are tapped, or their source.

    Fox News is a subsidiary of Fox Entertainment, and is owned by 21st Century Fox. It’s consistently rated as the least truthful of the media channels. In this case, the study is interesting, but Fox’s take-home spin is disingenuous and deceptive. Carried to its logical extreme, abolishing SS would lead to immortality for men!
    Saying Fox is rated as the least truthful of the media channels is like saying Anchorage, Ak is the coldest of all the Alaskan places in February. At certain temperatures, it doesn’t matter. It’s damn cold.

    We are all intelligent enough to know Research from propaganda. Mostly it depends on if you are looking for truth or if you love confirmation. The media is supposed to be a free organ of the public to keep government accountable. It has been taken over by the political parties and used as propaganda to create support for a political action.

    It’s getting more and more difficult to filter out the propaganda, lie and mistruths because issuing “information” is so instantaneous and easy. I disregard major news outlets and look for any without a political ax to grind or a silent partner funding them.

  7. #17
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    I'm sure many people take SS at 62 because they can't find work (and many have been looking for a few years prior). Not so many people out there that want to hire seniors afterall. So even if there are some 62 year olds who voluntarily take retirement and would be happier working, it has to be considered that many others can't work because they can't physically work anymore or simply because they can't find work at that age.

    Driving more just seems like it couldn't possibly happen given the kind of commutes people are putting in every day to get to and from work, it seems it would take a lot of volunteering to equal. Besides the fact that most people are commuting at the same time as everyone else and thus can't help but get stuck in traffic, volunteering schedules might well be more flexible in hours worked and location of work than most paid labor, thus you would just think they have to reduce the hours stuck in traffic.
    Last edited by ApatheticNoMore; 2-14-18 at 2:21pm.
    If you want something to get done, ask a busy person. If you want them to have a nervous breakdown that is.

  8. #18
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    We both happily took ours a year ago at 62. The weird thing for us is that after so many years of regimented work roles, it is hard to accept that we are free to do as we please for now. I still feel a bit guilty when I sleep in or read for an hour in the middle of the afternoon

  9. #19
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    Pinky toe, That guilt fades after a few years and becomes a major source of JOY!

  10. #20
    Senior Member iris lilies's Avatar
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    I havent done specific math but have done general figures in my head. For us, being on Obamacare and paying $0 for premiums because we are low income trumps pulling in Social Security for both of us and throwing us out of the ball park of huge health insurance subsidies.

    One we hit Medicare eligible age, I will take Social Security. DH may hold off on his SS since in that case 2/3 of our household income is generated by me simply being alive. If I die, he has only his own SS for income and that amount isnt big.

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