Well, it turned out I did get a little windfall, in the form of a tax refund that was higher than expected, so I was able to reduce my debt by 37% today which felt GREAT.
However, I still have a sizeable amount to pay off (lowish 5 figures), and I'm a teacher on a ten-month contract so don't get regular paychecks in August and September. I put a little bit of the refund aside in hopes that will keep me from sliding into more debt this summer, and I'm also going to work on lining up another income stream for August and September.
I'd originally aimed to pay off my debt by next April, but I think if I stay focused, I can pay it off by next February now. I also will need to start saving an emergency fund.
Lots to do, but I feel like I'm finally making some progress.
Thanks to all of you out there who offered encouragement and suggestions in April. It's helped motivate me to keep living frugally.