Auto savings deducted monthly have been my saving grace. Even a small amount is something and most likely not even missed. I just consider saving money like a regular expenditure as I am paying myself. As far as home decor goes, I keep a small notebook in my purse at all times with lists of what I am looking for (shape, size, color, etc). If I am in a thrift store or near a store that might carry what I am looking for, I will pop in and see if they have it. I rarely make dedicated trips to buy things like home decor and I mostly window shop online to get ideas but not purchase.