Page 13 of 15 FirstFirst ... 31112131415 LastLast
Results 121 to 130 of 150

Thread: Total Money Makeover by Dave Ramsey

  1. #121
    Member
    Join Date
    Jan 2011
    Posts
    36
    Quote Originally Posted by Ultralight View Post
    I got my budget created and my envelope system up and running. It was counter intuitive to me, but I think I figured out Dave's system. There might be a few kinks in there, but I think I should be able to smooth them out over the next month or two.

    Using cash wherever possible feels two ways:
    1. I feel hesitant to hand over those bills!
    2. I feel liberated because banks and corporations are not tracking my spending to the same degree; it is old school!
    👍👍👍

  2. #122
    Senior Member Ultralight's Avatar
    Join Date
    Jul 2015
    Location
    Columbus, OH
    Posts
    8,960
    I read a bit of Dave's books each night to keep my mind on my money and my money on my mind.
    “I came from a real tough neighborhood. I put my hand in some cement and felt another hand." -- Rodney Dangerfield

  3. #123
    Senior Member Ultralight's Avatar
    Join Date
    Jul 2015
    Location
    Columbus, OH
    Posts
    8,960
    Dave Ramsey said:

    "Debt is normal. Be weird."

    I kinda like this!
    “I came from a real tough neighborhood. I put my hand in some cement and felt another hand." -- Rodney Dangerfield

  4. #124
    Junior Member
    Join Date
    Aug 2018
    Posts
    8
    That’s so cool! What have been the biggest takeaways from the bookfor you guys? Anything in particular youfound especially eye-opening?

  5. #125
    Moderator Float On's Avatar
    Join Date
    Jan 2011
    Location
    By a lake in MO
    Posts
    4,495
    Quote Originally Posted by Ultralight View Post
    I read a bit of Dave's books each night to keep my mind on my money and my money on my mind.
    I like to watch a few of his call in shows via youtube.
    Learning from other's mistakes.
    Float On: My "Happy Place" is on my little kayak in the coves of Table Rock Lake.

  6. #126
    Senior Member
    Join Date
    Dec 2010
    Location
    beyond the pale
    Posts
    2,562
    Quote Originally Posted by simpleisbest View Post
    That’s so cool! What have been the biggest takeaways from the bookfor you guys? Anything in particular you found especially eye-opening?
    To me it's interesting to find out what their "wake-up call" was. Did their bad credit score prevent them from buying a house or car? Did they want one spouse to be able to stay home with the kids? Did they just get tired of keeping up with the Joneses? It's that turning point that I find so compelling.

  7. #127
    Senior Member catherine's Avatar
    Join Date
    Jan 2011
    Location
    VT/NJ
    Posts
    8,439
    Quote Originally Posted by simpleisbest View Post
    That’s so cool! What have been the biggest takeaways from the bookfor you guys? Anything in particular youfound especially eye-opening?
    It's been ages since I read the book, but I always listen to the podcast in the car. I like Dave because:

    • He's no-nonsense
    • His baby steps are simple and unambiguous
    • I like his philosophy on debt & no credit cards
    • He's hilarious to listen to
    • OTOH, I love how he scolds some of the listeners. Sometimes I feel I need a scolding (although I get some of that here from time to time
    • I truly believe that if everyone followed his plan to the letter, it's a guaranteed outcome for a good financial life
    • I like that he separates out the emotional motivations from the rational and builds his steps to address the emotional
    "Do any human beings ever realize life while they live it--every, every minute?" Emily Webb, Our Town
    www.silententry.wordpress.com

  8. #128
    Senior Member iris lilies's Avatar
    Join Date
    Mar 2013
    Posts
    13,077
    Catherine, you have made great progress and any scolding at this point is for general or minor stuff. Once you dumped those two in-law houses, you stepped into the world of rational.

  9. #129
    Senior Member
    Join Date
    Dec 2013
    Location
    Nevada
    Posts
    5,622
    Totally agree with IL.

  10. #130
    Senior Member catherine's Avatar
    Join Date
    Jan 2011
    Location
    VT/NJ
    Posts
    8,439
    Quote Originally Posted by Teacher Terry View Post
    Totally agree with IL.
    Gee, thanks, IL and TT!

    I'm getting even more rational this winter when I make plans to dump the next house!
    "Do any human beings ever realize life while they live it--every, every minute?" Emily Webb, Our Town
    www.silententry.wordpress.com

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •