Two days ago I did something I've been contemplating for a long time and have been dreading doing because I thought it would be complicated and difficult.
I froze my credit. I found the process with all three of the big credit bureaus to be not all that difficult, and since May this year, it's free to do so, too. After the Equifax breach and then news of other breaches, and given that I am of the opinion I have enough credit already, I'm very much down with my credit being frozen.
What a nice gift to give yourself. Some degree of peace of mind, and like I posted above, as of May 2018 this peace of mind is free. Rob