I have had a savings account at Ally for several years now. They just raised the interest rate to 2%. However, the bulk of my liquid savings is sitting at Bank of America earning a pittance by comparison. I am thinking about moving at least half of that to Ally but it just feels odd to send that amount to a virtual bank. If I do, it would add several hundred dollars more a month earned n interest. At this age, I am done with investing per so so not sending much to Vanguard accounts anymore. What to do?