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Thread: disputing a late fee??

  1. #11
    Senior Member Greg44's Avatar
    Join Date
    Dec 2010
    Location
    Pacific Northwest
    Posts
    965
    Over the years we have had some late fees - Usually it is because I thought I had paid it or completely spaced it out. I simply called - and usually start with something like "Pleading for your mercy here!" and explain just what happened.

    If it really was an oversight and they can see your good account history - I have had them clear it off immediately. I then thank them profusely. Sometimes they will want an payment over the phone and that is fine. They want your business.
    Being nice I believe will get you much further when you are at their mercy.

  2. #12
    Senior Member
    Join Date
    Jan 2011
    Location
    Phoenix
    Posts
    2,777
    I’ve only had a few over a 30 year span. I just paid them. Figured paying it would make me more careful in the future. Used it as a self improvement tool. Ha

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