I now feel old. I’ll be turning 62 in May, so I went ahead and filed to start taking my SS. I retired 12 years ago and that didn’t bother me, but signing up for SS means I’m really at retirement age.

i don’t need the money, and I’ve read up on all the articles about when the best time to take it. By taking it early I’ll just have that amount invested. Since I don’t know how long I’ll live or what return I’ll get on my investments, I won’t know if this is the best strategy till I’m dead.

But it shouldn’t make any difference in my standard of living, just what’s left for a inheritance. And who knows what changes may be in the future due to the tax laws and SS funding.