Page 4 of 18 FirstFirst ... 2345614 ... LastLast
Results 31 to 40 of 173

Thread: Top 3 things that give your life meaning.

  1. #31
    Yppej
    Guest
    Quote Originally Posted by Ultralight View Post
    If they are working three jobs just to cover their food, housing, and basics, then they are simply doing it wrong.
    Blaming the victim.

  2. #32
    Senior Member Ultralight's Avatar
    Join Date
    Jul 2015
    Posts
    10,216
    Quote Originally Posted by Yppej View Post
    I could possibly support a loan forgiveness program for people living below the Federal poverty level only allowed to have minimal assets, as with other welfare programs - you can only have a car worth a few thousand dollars, no bank accounts over a minimal amount, etc.
    How many people with one or more university degrees would qualify for this? Why should you be the arbiter of who qualifies for loan forgiveness and who doesn't?

    Also, does it really help society to forgive the loans of people who have multiple degrees but for some inexplicable reason can't get a job making $15+ an hour? The people at Whole Foods and Amazon make that and they do not need degrees.

    Or would it be more helpful to society to allow educated, skilled folks the opportunity to serve the public by working for the government or 501c3 non-profits for a decade while they make reasonable salaries, make monthly payments based on those salaries, and then be forgiven their remaining debt after those terms are met? This way people in my situation can, if they choose, engage in the economy in a mostly enfranchised way. If I was married, I could very easily buy a house. If I wanted to, I could afford to have a family. I was able to buy a car, rent an apartment, and -- yes, afford some luxuries. For me these are once or twice a year trips to foreign countries. I can afford these trips because I don't own a house or have kids and because I live frugally otherwise in a sparsely furnished apartment and so forth.

  3. #33
    Senior Member Ultralight's Avatar
    Join Date
    Jul 2015
    Posts
    10,216
    Quote Originally Posted by Yppej View Post
    Blaming the victim.
    Explain to me how working three jobs just to cover the basics makes any sense to anyone. I grew up deep in the working poor. I have never seen someone have to work three jobs to cover their basics.

    But you are digressing from the topic. So let's get back to that, if we can.

  4. #34
    Yppej
    Guest
    Quote Originally Posted by Ultralight View Post
    Explain to me how working three jobs just to cover the basics makes any sense to anyone. I have never seen someone have to work three jobs to cover their basics.
    The cost of living is higher on the coasts, especially the cost of housing.
    Some people have high out of pocket medical costs, the leading cause of bankruptcy.
    Some people have dependents.

    These people should not pay for what you admit are your "luxuries". But you are determined to justify your privileges gained at the expense of the less fortunate.

  5. #35
    Senior Member Ultralight's Avatar
    Join Date
    Jul 2015
    Posts
    10,216
    Quote Originally Posted by Yppej View Post
    The cost of living is higher on the coasts, especially the cost of housing.
    Okay... I would suggest people who cannot afford to live there move to more affordable locations. Now you might say: "But they can't afford to move!"

    What is more costly, a one-time expense of moving to a much lower cost of living area or a lifetime of paying out the wazoo to live on the coast?

    Quote Originally Posted by Yppej View Post
    Some people have high out of pocket medical costs, the leading cause of bankruptcy.
    And as a liberal, I think that we should address this issue by creating a single-payer healthcare system like Canada has, for instance.

    I also think these people should eat more vegetables and exercise.

    What does this have to do with my Public Service Loan Forgiveness?

    Quote Originally Posted by Yppej View Post
    Some people have dependents.
    How'd that happen?


    Quote Originally Posted by Yppej View Post
    These people should not pay for what you admit are your "luxuries".
    People who are really poor don't pay much or any taxes. So they are not paying for my luxuries. If anything, I am paying for them as I pay taxes that go to many social programs.

    Quote Originally Posted by Yppej View Post
    But you are determined to justify your privileges gained at the expense of the less fortunate.
    You seem oddly fixated on me and on my enrollment in the PSLF program. You seem to begrudge me for making merely $58k.

    I went from making $50k to $58k by taking a job in a city/state where I know almost no one and to work for a university whose primary mission is socioeconomic uplift. 42% of our students have an Expected Family Contribution of $0. Over 90% of our students qualify for need-based aid. Over 50% are first generation college students -- the children of the working poor.

    While I could have taken other jobs at more prestigious universities (such as the one I left) I chose this one for several reasons. One of this biggest reasons was that I wanted to empower students who come from the same socioeconomic milieu as me with a college education -- something that was absolutely life-changing for me, an unremarkable kid who grew up on the wrong side of the tracks.

    Also, I get more money, more vacation time, some other good benefits, and I get to be the member of a union.

  6. #36
    Yppej
    Guest
    How did it happen that people land up with dependents? You tell me. How did you land up supporting a dog instead of paying more on your student loan debts?

  7. #37
    Senior Member Ultralight's Avatar
    Join Date
    Jul 2015
    Posts
    10,216
    Quote Originally Posted by Yppej View Post
    How did it happen that people land up with dependents? You tell me.
    Somehow they found time and wherewithal between their three jobs, debilitating medical debts, horrible bankruptcies, lack of opportunity to go to college, payments for my luxuries, and all around hard luck to knock boots?

    Quote Originally Posted by Yppej View Post
    How did you land up supporting a dog instead of paying more on your student loan debts?
    Back when I was in graduate school, about ten years ago, I saw my future dog on Pet Finder. This was a dog in need of rescue! So I went and got my Harlan. The rest, as they say, is history!

    Again, you are digressing from the topic we set out to work through. Could it be that you are starting to realize it is time for you to update your beliefs about me and about the PSLF program?

  8. #38
    Yppej
    Guest
    Quote Originally Posted by Ultralight View Post
    Somehow they found time and wherewithal between their three jobs, debilitating medical debts, horrible bankruptcies, lack of opportunity to go to college, payments for my luxuries, and all around hard luck to knock boots
    It's free entertainment (pre-pregnancy).

  9. #39
    Senior Member Ultralight's Avatar
    Join Date
    Jul 2015
    Posts
    10,216
    Quote Originally Posted by Yppej View Post
    It's free entertainment (pre-pregnancy).
    Yup, you know you lost this argument. That is why you quit addressing it.

  10. #40
    Yppej
    Guest
    I will never support a regressive program that funds your jet set lifestyle. Social programs should be for the needy not the greedy who have a sense of entitlement to let others pay for their overpriced educational mistakes. You claim to be a liberal but you support a regressive policy rather than a progressive one. $58K is a lot of money in the heartland. It's the average income for a household not an individual. There is nothing poor or deserving of a subsidy about it. But you have no shame and you keep wanting to re-argue the same points rather than admit you are a moocher.

Thread Information

Users Browsing this Thread

There are currently 1 users browsing this thread. (0 members and 1 guests)

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •