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Thread: Top 3 things that give your life meaning.

  1. #81
    Senior Member Ultralight's Avatar
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    Quote Originally Posted by Yppej View Post
    Andrew Yang spoke about administrative costs of higher education in Plaistow NH. It is sad that adjuncts are so undercompensated and they are the ones actually educating students, not the administrators who are much better paid.
    Adjuncts should be paid more. Some unionize and do get better pay and benefits.

  2. #82
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    Jeppy (and maybe Teacher Terry), here is my question for you. What kind of punishment would I have to endure to satisfy you all?

    Here is one possible scenario:

    I could opt-out of the Public Service Loan Forgiveness Plan and the Income-based Repayment. This would make my monthly payment go from about $250 to roughly $1,600 a month. After taxes and deductions I take home about $3,200 a month (give or take). So I could pay the $1,600 loan payment each month. But how would I live on $1,600 a month? And my loan would probably never get paid down because of compounding interest (I owe about $170,000). So I would have to pay $1,600 until I die. And if I could live on the $1,600 a month left after my loan payment I could not save for retirement. I'd literally work until I die and live on the very verge of financial collapse if something went wrong or there was an accident. Life would get more and more risky as I got older. My life would be toil and joylessness. I could never buy a house. I could not help family members if they needed it. I could never buy another car, and I would probably have to sell the one I have at some point to cover an emergency. I would have to give up my dog (I think Jeppy suggested this before), maybe give him away or have him euthanized if I could not re-home him.

    So Jeppy, Teacher Terry, if I went this route, would that satisfy your punitive inclinations? I ask seriously.

  3. #83
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    High administrative costs drive up the price of college. So colleges hire fundraisers to get money for scholarships. Of course those fundraisers cost money, further driving up tuition and fees, necessitating more scholarships. It is great for the administrators and terrible for the students with tuition inflation well above normal inflation rates and with no end in sight.

  4. #84
    Senior Member Ultralight's Avatar
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    Quote Originally Posted by Yppej View Post
    High administrative costs drive up the price of college. So colleges hire fundraisers to get money for scholarships. Of course those fundraisers cost money, further driving up tuition and fees, necessitating more scholarships. It is great for the administrators and terrible for the students with tuition inflation well above normal inflation rates and with no end in sight.
    What makes you an expert in the field of higher education budgets and university fundraising? I ask because it is blatantly obvious you have no clue what you are talking about.

  5. #85
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    Quote Originally Posted by Ultralight View Post
    Jeppy (and maybe Teacher Terry), here is my question for you. What kind of punishment ... how would I live on $1,600 a month? ... I could not save for retirement... My life would be toil and joylessness.
    It is not a punishment. It is the consequences of your choices. If this program did not exist would you claim you are being punished?

    Get roommates or get a second or third job.

    There are many, many people whose sole source of retirement income is Social Security.

    It is sad if money is your only source of joy.

    You feel as a college educated person you are entitled to a certain lifestyle now and in retirement. If you were doing it on your own fine, but you are not entitled to live above your means with subsidies from people less fortunate than you. Only a narcissist would have the entitlement mentality you have.

  6. #86
    Senior Member Ultralight's Avatar
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    Jeppy, there is something very personal in your dislike of me. Others on here have alluded to it in their posts from time to time.

    I think maybe you have some regrets or resentment in your life and it made you petty, bitter inside. And for this reason you need to lash out at someone. That someone seems to be me.

    Your behavior is kind of obsessive and creepy in its own way.

  7. #87
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    Don't post questions asking for feedback, and promising not to criticize it, if you can't handle the answers.

  8. #88
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    Quote Originally Posted by Ultralight View Post
    Jeppy, there is something very personal in your dislike of me. Others on here have alluded to it in their posts from time to time.

    I think maybe you have some regrets or resentment in your life and it made you petty, bitter inside. And for this reason you need to lash out at someone. That someone seems to be me.

    Your behavior is kind of obsessive and creepy in its own way.
    I see you called me names instead of responding to my points on supposed punishment, living within a budget, retirement savings and sources of joy.

  9. #89
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    Quote Originally Posted by Yppej View Post
    It is not a punishment. It is the consequences of your choices. If this program did not exist would you claim you are being punished?
    So let me change my wording. Would the "consequences" I outlined above be enough to satisfy you?

    Do you think that people who use tobacco or alcohol and then suffer illnesses from those habits should be refused healthcare? Like for lung cancer for instance? Do you think that people who have kids they cannot afford should face the consequences of their actions and they should have their kids become wards of the state or some such? How consistent are you in this principle of yours that people should pay the consequences of their actions in full?

    Quote Originally Posted by Yppej View Post
    Get roommates or get a second or third job.
    For life? I would already have to do that if I chose the aforementioned scenario.

    Quote Originally Posted by Yppej View Post
    There are many, many people whose sole source of retirement income is Social Security.
    That is a horrible fate.

    Quote Originally Posted by Yppej View Post
    It is sad if money is your only source of joy.
    You are the one who is so bitter about me making more money than you (and being more successful in every way with my life). You are the one obsessed with having to "pay" for my "jetset lifestyle." You seem to be the one fixated on money. And it has turned you into a rather bitter person, judging by your twisted obsession with me.

    Quote Originally Posted by Yppej View Post
    You feel as a college educated person you are entitled to a certain lifestyle now and in retirement. If you were doing it on your own fine, but you are not entitled to live above your means with subsidies from people less fortunate than you. Only a narcissist would have the entitlement mentality you have.
    LMAO!

    You keep telling me how I feel.

  10. #90
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    Quote Originally Posted by Yppej View Post
    Don't post questions asking for feedback, and promising not to criticize it, if you can't handle the answers.
    I am handling the answers. LOL. In fact, I am trouncing you in this argument and it stings, doesn't it?

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