Simple living is a great way to offset the costs of paying back student loans! It can be especially effective if one is eligible for one of the government's loan forgiveness programs.
The biggest program with the potential to positively effect the most people is the Public Service Loans Forgiveness (PSLF) program.
I am enrolled in this because I am a public servant (I work for a state government).
This is a very informative article from Nerd Wallet for those in the PSLF program or those who would like to learn more and sign up for it. The main points are: Don't give up! And be detail oriented!
https://www.nerdwallet.com/blog/loan...n-forgiveness/
Here is a success story by an attorney, one of the very first folks to have their oppressive debt forgiven.
https://www.marketwatch.com/story/it...ven-2018-10-02
I am optimistic that success stories will happen with more frequency and the stories will be less grueling over time, especially in 2025 when the bulk of the "student loan bubble" folks become eligible for forgiveness, myself included!