It is somewhat Ironic to me that "stimulus" money will be saved by a large number of people. Of the reasons, I have seen are:
How to spend it to stimulate the economy, when where I would spend it is closed.
Loss of job, so backup/food money.
Know we will have to pay it back later in reduced tax refund/owe the government.
Also seen a lot of buying gun/ammo talk.
I gave up making plans for money that I don't actually have. There are a few big things I could buy online, or several little things, but that certainly isn't going to help the economy locally, just places that are already open.