What changes are you making (and considering) in Personal Finance as a result of slower mail delivery?
My past practice has been to pay my and DW's credit cards by check. I received the printed statements and held on to them until the first of each month. Payment was due on the 13th of the following month. I put the 2 checks in the mail on the first of each month.
Regarding the 10/1/20 checks, on 10/13/20 I had an email from the credit card company stating that unless I made a payment that day of at least $29, my credit card could not be used at Point-of-Sale beginning 10/14. The same message was received concerning DW's card.
In effect, the 2 $29 payments were "late penalties".
In addition to the late penalties, interest was charged to the accounts on the unpaid balances. This was a lifetime first for me. I had always paid the balance in full, using the US Postal Service.
Monitoring the accounts on a daily basis on-line, I noted that on 10/17 the mailed payments were credited to the account. The transit time for 2 first class letters was 16 days. (I can hardly believe my eyes. But there it is.)
I don't protest the late fees or interest on the account ... the credit card company fully disclosed exactly what they would do in case a minimum payment was not received, in advance, in writing.
In the future, on the first of the month I plan to make the credit card payments immediately without depending on the U S Mail. I can do so on-line or on the telephone.