Health insurance decisions

[iris lilies]

Ok, I give up on the pension/disability/health insurance angle because
I do not understand that health insurance and who is requiring you use a particular policy. That is ok! I don’t need to understand it.

If you can get your MAGI down (not AGI) Then yes, that’s probably the way to go. I’m sure your accountAnt son knows that the ACA looks at MAGI. I honestly never figured out what all goes into MAGI even though I look at it on my income tax statement, but when we used the ACA our income was so low anyway I never worried about it. It was $30,000 for 2 people.

[Tybee]

So great you have a son who is up on all of this and can help you to reach a good decision. It sounds like the decision cannot be made yet, not enough information. Hoping your health just gets better and better and you do not have to go on permanent disability. With other serious illnesses, it can take a lot of time to feel back to normal, often a year.