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Thread: February Frugals

  1. #41
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    Quote Originally Posted by Teacher Terry View Post
    Once I am a month past my 2nd vaccine dose I am getting a colonoscopy. It will be my second one and my last because of my age. My siblings are still getting them in their 70’s but I don’t think it’s worth the risk with the lining thinning. I didn’t have polyps the first time but they both did.
    I start the prep tomorrow and go on Monday for my first one.
    To give pleasure to a single heart by a single act is better than a thousand heads bowing in prayer." Mahatma Gandhi
    Be nice whenever possible. It's always possible. HH Dalai Lama
    In a world where you can be anything - be kind. Unknown

  2. #42
    Yppej
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    I paid myself first today, making my 2021 Roth IRA contribution including catchup. House, car, etc can wait.

  3. #43
    Senior Member rosarugosa's Avatar
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    Quote Originally Posted by happystuff View Post
    I start the prep tomorrow and go on Monday for my first one.
    The prep is the worst part. Do you have to drink a huge jug of awfulness or just 2 small bottles?

  4. #44
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    Quote Originally Posted by rosarugosa View Post
    The prep is the worst part. Do you have to drink a huge jug of awfulness or just 2 small bottles?
    Docs need to quit the Go Lightly gallon. That's just cruel. My procedure was at 0730. I had to drink my first bottle at 0130, then got a nap and then the other small bottle. Much kinder and gentler! Suprep rocks!

  5. #45
    Senior Member rosarugosa's Avatar
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    Quote Originally Posted by Gardnr View Post
    Docs need to quit the Go Lightly gallon. That's just cruel. My procedure was at 0730. I had to drink my first bottle at 0130, then got a nap and then the other small bottle. Much kinder and gentler! Suprep rocks!
    Yes, at my last procedure, I told my MD I was going to insist on a different protocol next time and he seemed receptive. Fortunately he also said I was good for 10 years, so who knows, by then maybe we'll be able to just rub our smartphones across our abdomens or something. I keep thinking they will surely come up with a better way and the people in the future will say, "you had to do WHAT??"

    My lessons learned from the Golytely prep:
    Use a straw, as far back in your mouth as you can (to bypass taste receptors)
    Slice up a lime and put slices on your tongue now and again to make the nasty taste go away
    You don't actually need to drink the whole thing, 2.5 - 3 liters is enough (I think I only got 2 down last time)
    Use wipes and lubricant from the very beginning; if you wait until you think you need them, you will experience more discomfort than necessary.
    I don't know how relevant any of this is for the Suprep, but I share my hard-won knowledge in the event that someone else might find it useful. I took notes!

  6. #46
    Senior Member rosarugosa's Avatar
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    Quote Originally Posted by Yppej View Post

    A question for you all - what percentage of your income are you willing to spend on medical? Is there an upper limit?
    Jeppy: That's an interesting question and I don't really have a definitive answer. We pay $12,000 per year for our retiree medical & dental insurance from my former employer. We have $600 per person deductible and $3000 per person out of pocket max (annual) on medical. Our dental has $100 per person deductible and pays a maximum benefit of $2000 per person per year. I would say we're spending $16,000 - $18,000 per year including out of pocket stuff for dental and medical. I would not be eager for us to spend more, but we would and we could if we had to. I guess we are fortunate to be able to say we haven't yet encountered a situation where we had to forgo care that was necessary or desirable on the basis that we could not afford it, but I don't have a hard number.

  7. #47
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    Quote Originally Posted by rosarugosa View Post
    The prep is the worst part. Do you have to drink a huge jug of awfulness or just 2 small bottles?
    It's the Suprep. First dose 6 pm Sunday and second dose 6:30 am with 10:30 am procedure time. Nothing after midnight, of course.
    To give pleasure to a single heart by a single act is better than a thousand heads bowing in prayer." Mahatma Gandhi
    Be nice whenever possible. It's always possible. HH Dalai Lama
    In a world where you can be anything - be kind. Unknown

  8. #48
    Senior Member iris lilies's Avatar
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    Quote Originally Posted by happystuff View Post
    It's the Suprep. First dose 6 pm Sunday and second dose 6:30 am with 10:30 am procedure time. Nothing after midnight, of course.
    Thats the one I had last fall. I thought everything had shifted to Suprep now. I wish you luck!

    I also have a Cologuard last summer that showed something requiring a colonoscopy. This colonoscopy ended up revealing a couple of arwas to watch, back in 5 years.

    The Cologuard kit was an engineering marvel.

  9. #49
    Senior Member Teacher Terry's Avatar
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    At one point our HI was a fourth of our gross income which was a lot. Now my premiums will be a tenth. My deductibles are much lower and this will be my first year completely on Medicare so I won’t know until the end of the year.

  10. #50
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    Should be able to get into the smaller storage unit this month. Will save us about $50 a month.

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