This one's per your request Herbgeek.

I think Biden's plan, limited to waiving $10,000 in debt, is better than some existing programs.

It does seem strange that a president who claims to be green is encouraging people to reproduce with huge increases in child tax credits, free daycare, free community college, and forgiveness of student loans. With programs like these someone like Amy Dacyczyn could have children without spending a penny on them.