I got rid of Prime a long time ago so haven't ordered anything in a long time. However...I recently ordered something and needed to return. In the past, returns automatically went to the credit card used which I mistakenly assumed. Now it seems the default is a gift card unless you click just the right button. Easy enough to buy things elsewhere plus I don't trust a lot of their Chinese merchandise due to past experiences. Once I use my gift card, I am done with amazon. Period.