I never heard of this guy until iris lilies mentioned him, and then I heard him on a Tim Ferriss podcast. I really, really like him. He has filled the gap for me since Dave Ramsey went into semi-retirement. I am at the moment watching him on Netflix, and I also get his newsletters in my inbox.
Right now I'm feeling so discouraged. Since the house sold I paid down a decent chunk in debt and also put the max into my Roth. I also put money into some individual stocks for fun--like Toyota, which is considered a good investment at the moment since they are so big on hybrids when people are not ready to jump into EVs. I also put money into a medical device firm, and a cannabis company. All those individual stocks I'm very conservative with but it's better than playing the VT lottery. I do my homework and am trying to pick solid undervalued stocks that I just have a gut feeling about.
Then DH drops the bomb that the boat needs a new ENGINE!!! We bought the boat new 7 years ago and apparently the engine is all messed up and the particular make and model type of engine is out of business. A new engine is costing $22,000. I am heartsick, and DH knows it. Anyone could say, wow, first world problem. You don't NEED a boat. And DH did say we could just dry dock it for a while without a motor. But our lifestyle has depended heavily on our time on the water and also DH truly is working towards starting this boat tour business which I do endorse because if anyone can be successful at that venture it's him. He is about halfway through his Coast Guard course, which is a requirement for this type of business.
So now I'm in the throes of depression over being back to square one, and the fact that we don't have money to throw around. This is serious. So I'm trying to get support and inspiration from the financial program I joined and from financial experts like Ramit Sethi. At the moment he's making me feel OK. So thanks for that IL.
This started out as a "review" of Ramit Sethi but ended up as a rant.