I had another aha moment today, along the lines of this is it, this is why I am here, this is why I am getting the clutter of all kinds out of my life and getting debt gone, too.....Today I volunteered with the leukemia positive cats at the Best Friends Animal Sanctuary in Kanab, Utah, as I have been for a few months now on Tuesdays - I have been getting a ride down from where I work with a co-worker who also volunteers. Today I was just sitting with one of my favorite cats, totally at peace, and I realized - this is what I want, more moments like this in my life. If I want this, it sure seems the less overhead I have and the less money I owe, the more freedom I have to have more moments like this in my life. Maybe as the economy has changed I will not be able to retire without making DRASTIC changes in my life - but at least I can have moments like this.....Rob