I wasn't sure where to put this, and I don't want to seem to be shilling for DR, but I think his program is pretty decent for people struggling financially. This is the online version of his program and it is usually $150 I believe.
I guess this is his post black friday special, haha.
$39.00 (77% off) - Financial Peace University Online + Audio CDs
If you've been looking to do Financial Peace University but had trouble finding the time, this is the bundle for you. Take FPU 24/7 Online plus get the 13-lesson Audio CD Library FREE!
http://www.daveramsey.com/store/prodfpuolpromo3.html