ZG,
I think you should also keep firmly in your mind the fact that when you first moved to CO you were uncomfortable with buying the house you ended up it. I remember your posts from that time, and how concerned you were about getting in over your heads. You didn't know at the time that you were going to be divorced a couple years later and that the housing market was going to crash, but you did know it was not a wise choice -- however, it was one that you went along with at the time as part of the process of working on your marriage and family issues. I don't know if it helps or not to keep that in mind, but I have "known" you long enough on these boards to know that you have always had nothing but the best intentions and have always acted responsibly. I personally am so impressed by everything you have accomplished in spite of all the difficulties you have faced -- with your ex, with your kids and their issues, with the horrible timing of your divorce and job search in relation to the economy, etc. So don't beat yourself up. You are an honorable, honest person who has worked hard to stay afloat in some tough times. You are going to come through this, I am sure. Hold your head up high and just keep putting one foot after the other. You've got a chorus of cheerleaders here at SLN to give you a boost any time you need it.
(((((((((((((((((((HUGS)))))))))))))))))))))))))))
lhamo