I remember getting in the car after swimming with my master's group and hearing the snippets on the radio. I stopped to get some bagels for breakfast then went home and turned on the TV while I got ready for work, then rode my bike to work with headphones, the one and only time I've ever done that. Later I found out the captain of my high school swim team was killed in the attack. She would have been about 25 at the time. I sent her parents a card even though I hadn't really kept in touch with her since we graduated. My cousin had an appointment at the WTC for later that day but luckily well after the towers were hit so she just went home. Another cousin who is trained as a nurse went to Manhattan to do triage but there weren't many living victims. Somehow all my NYC relatives survived, and then my sister moved there for a couple of years. Go figure. DH has never seen Ground 0 nor NYC so we plan to visit in November on what will be the 4 year anniversary of his father's death.