Thanks, everyone!

The consensus seems to be that the Jetta is worth keeping -- and that the real question is whether dropping to one car rewards us sufficiently to do it. Actually, at halfway through the Kia loan, we may net more "money-not-spent" by selling the Kia, saving what interest there is on the loan, avoiding further depreciation, and spending less on insurance and registration... I think I'll track for the next few months just how we're using both cars and see if using just one is a possibility. We do have Hour Cars and rent-a-bikes not too far from here (though the weather here does not encourage year-round bike use) and we are on a couple of bus lines (better mass transit than most of the Twin Cities area enjoys). Like I said before, it may not be less simple to drop to one car, but we don't know exactly the decision we're making till we've priced it out in time and dollars.