Ours will be about 22% this year versus about 16% last year. Our premiums went up and our income is going down. It's our biggest expense by far. This is for a hospitalization only policy for me (younger, healthier) and a somewhat more comprehensive policy for hubbie (older) who has had some health "adventures" in the past, nothing ongoing though. His policy went up 41.6% over last year! But our state insurance commission sees so problem with that. We're not covered at work and have to buy on the individual market in an area with almost no competition. Your experience?