Dad was diagnosed terminal in 1994 March. He opted to go home, take no treatment. Home care and hospice. In home care when he was approaching the end of his 4 month dying process.
Mom was diagnosed terminal in 2007 November She opted to go home, take no treatment. Home care and hospice. My sister and I provided her in-home care. Medicare covered all her meds and equipment. The only thing we paid for was attends when she was ready for them. Final Medicare statement after her death? $2876. The cost of 7 weeks.
Each of my parents had a living will and Durable Power of Attorney for healthcare. Neither were challenged. Death with dignity is possible in the USA (and at low cost) and has been for a long time.
It is very important that all family is CLEAR on the expectations of family members. It is also important that family not want the ill person to be lying in a very expensive hospital bed.
The problem in the US is that the general population wants LIFE at all cost. No matter what "don't let XXX die"! go to surgery! go to the ICU! put the tube in and ventilate!
80% of healthcare dollars in the US are in the final 30 days of life. This is not discriminated by age or situation. It's the newborn, the preemie, the very old, the trauma victim...I've worked in the OR since 1981....you can't imagine what I've seen. It's not heroics, it's a travesty. Demanded by families who can't let go.
It's one of my soapboxes.