If the HOA were just a covenant I would agree with you about it being a contract. But it's not. It's more like a creepy super-local government that wants to micro-manage everyone in their jurisdiction with the primary concern being keeping up property values. I've never lived in one and never will. Just as no one ever said on their death bed "I wish I'd spent more time at the office" I doubt many people on their death bed have said "I wish I'd done more to maintain my neighborhood's property values." At least in CA I'm able to hang out whatever flag I choose.
Because you agreed to letting them control you, by contract.
Relative living in a neighborhood, where there was one. His neighbor had been there long enough, he choose not to join it when it was formed. In a way, he had the best of both worlds, as the group kept up property values, but he didn't have to check to do landscaping, or paint colors, etc.
My view on them, involves two words the second of which is off.
It is a restriction outlined by the bylaws of the HOA which you become a member of as soon as you own property within the private community. I don't fly flags.....so the restriction means nothing to me except that I will say it is nice to know that the Nazi flag or a Communist flag won't be flying nearby....or for some the confederate stars and bars. There are certainly sacrifices one must make but they are restricted to outside matters. My extensive firearms collection is in no danger. I moved here for the privacy. I don't have people soliciting at my door, he media isn't free to walk up to my porch and ask me about some case I worked on that is unsolved, there are eyes constantly everywhere alert to any strangers or potential burglars or thieves and My investment is protected by a group of board members who have only the interest of the community in mind. It's a give and take.
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