CathyA
6-21-14, 4:17pm
My DH has his own business and pays a fortune for health insurance for his employees, and for us. I think it's something like $25,000/yr for a family (3) and then we have a $6,000.00 deductible.
I went ahead and had several doctor visits and tests this year because I needed them. I had been putting them off for awhile.
The good news is, I think by July 1, we'll have met our deductible, and then we can buy each month, a small tube of psoriasis cream for DS....which costs $400-500 a tube. BUT........DH is probably going to switch health care companies, so it will cost less for his business. That means all those things that would have been essentially free for the rest of the year, will be lost. Just doesn't seem fair.
I'm thinking they intentionally require changes like this to be made in July, to help insurance companies avoid paying after deductibles have been met. Is that possible?
I'm bummed.......especially for DS who was hoping for the psoriasis cream. :devil:
I went ahead and had several doctor visits and tests this year because I needed them. I had been putting them off for awhile.
The good news is, I think by July 1, we'll have met our deductible, and then we can buy each month, a small tube of psoriasis cream for DS....which costs $400-500 a tube. BUT........DH is probably going to switch health care companies, so it will cost less for his business. That means all those things that would have been essentially free for the rest of the year, will be lost. Just doesn't seem fair.
I'm thinking they intentionally require changes like this to be made in July, to help insurance companies avoid paying after deductibles have been met. Is that possible?
I'm bummed.......especially for DS who was hoping for the psoriasis cream. :devil: